What a VA rating actually is
A VA disability rating is a percentage (0% to 100%, in 10-point increments) that reflects how much a service-connected condition impairs your earning capacity in civilian work. It is not a medical severity score — it's an economic one.
Single-condition ratings
Each condition is rated using the VA Schedule for Rating Disabilities (VASRD). Examples:
- PTSD: 0, 10, 30, 50, 70, or 100%
- Tinnitus: 10% (maximum)
- Sleep apnea (CPAP-dependent): 50%
Combined ratings
When you have multiple conditions, the VA combines them with whole-person math and rounds to the nearest 10%. The combined rating determines your monthly compensation.
How ratings translate to pay
Use the 2026 VA pay chart or our calculator to see your estimated monthly amount. Payments increase based on dependents (spouse, children, dependent parents).
Frequently asked questions
Is VA disability compensation taxable?
No. VA disability compensation is tax-free at the federal and state level.
Can my rating be reduced?
Yes, but protections exist. Ratings in effect for 5+ years require sustained improvement. Ratings in effect for 20+ years are “continuously rated” and generally protected.
What is TDIU?
Total Disability based on Individual Unemployability lets veterans rated below 100% receive pay at the 100% rate if service-connected conditions prevent gainful employment.